Assistance Model
Pay-It-Forward Assistance
Pay-It-Forward Assistance explores a voluntary, savings-based way to help people move from rent burden toward housing stability. Instead of treating help as debt, this model asks whether someone who finds a lower-cost housing path can share part of their monthly savings for a chosen time, helping the next person begin their own transition — so affordability can reproduce itself, one household at a time.
Use the calculator below to see how a pay-it-forward pledge could work.
Pay-It-Forward Calculator
50% of savings paid forward = $200/month
Total saved
$4,800
Total savings kept for self
$2,400
Total savings paid forward
$2,400
Monthly relief during term: $200
Monthly relief after term: $400
Help now, help next.
This is a voluntary honor-system model based on actual savings, not debt.